If you had to hold tab for the cursor to appear and you don't want it to work this way.. go to option -> Game -> uncheck "Hold Cursor Toggle". This will allow you to toggle between cursor and reticle mode by pressing tab. I guess those who check "Hold Cursor Toggle" on intentionally would be those who like to use reticle mode for camera control and move around, but prefer to use cursor to interact with objects.
Ah ha! Thank you NRaas! I knew I had to be missing something. The discription for that option was not very clear to me.
No problem.. One of my guildies just had the same issue.. I was confused by his description of the issue at first.